When TLPs are "true up" with live servers: AoC?

Anyone happen to know what will happen to items in the dragon hoard thing when you transfer? Should people empty it out beforehand or is it safe?

I mean I'd empty it out, Dragon's Hoard is new and there haven't been server merges since it was introduced.

Seeing as how Selo is the number 1 server I'll wait to transfer until the bitter end. However, I am led to believe that you can transfer individual characters as opposed to the entire account... is that right? If so, then it would be easy just to transfer over some scrub account and test it.

I don't know how I'm going to gather all the chit I've hoarded over Selo's life...