Part I: The "Investment Banker" Speech, in which I Suggest You Invest in the Game and be Prudent in Your Purchases Broker AccessF2P and Silver players don't get broker access. That means that non-Gold low-level players can't buy low-level gear easily. The biggest recommendation for making money is to go Gold, so you have the use of the broker. If you just can't, pay the one-time $5 to go silver: you still won't have broker access, but it does remove a bunch of hassles. Living Within Your Means With Echoes of Faydwer, SOE beefed up low tier equipment, to the point that quested gear was better in some cases than Legendary or Mastercrafted. I have found that I can level to at least 30 using just whatever loot drops as I kill things and complete quests. However, every new player can level crafting enough to make their own Mastercrafted armor, should they spend the time leveling crafting and harvesting their tuchis off. Mastercrafted armor is pretty darn spiff, all the way up to at least level 80 or so.I can hear you thinking, "But I hate to craft!" No worries, you can commission the work from a player crafter. You don't have to know a crafter. You just have to be able to use the /who command.Most crafters will work for fuel costs and a tip, and you want to provide your own rares that you've harvested yourself (see below). I generally plan on paying about four times the fuel cost, because a happy crafter is one that will craft for you again. Part II: Strategies for Making Loads of Plat Kronos and Station Cash CardsIf you really need a wad of plat instantly, buy a couple of Kronos with RL money. They sell for ~550pp on Crushbone, at the moment, either via broker or auction channel. YMMV on other servers. Similarly, people will pay good plat for a Station Cash card, especially on double and triple SC weekends.HarvestingHarvesting can be a huge money-maker. You can sell the rares on the broker for decent money. Even if you do not have broker access, you can use the rares to equip yourself. Put on iTunes or Pandora or the stereo, find a zone, and harvest. Seriously, it can be relaxing.If you want some easy money, and added incentive for your harvesting, find a World Bell at one of the docks or in a guild hall, and travel to the Isle of Mara. Swim across to the village, and go uphill just to the left of the rice paddies until you find a strange little boy swimming fully clothed in a pond. This is Quo Augren, and has he got a deal for you: The Gathering Obsession Questline. Qho' s quests operate off either adventure level OR crafting level. I have done the whole "Gathering Obsession" questline with a level 1 mystic. In higher level zones, you DO have to be patient and wait for monsters to path away, but there are reasonably safe places to harvest in every tier.To make it easier, faster, and more fun, get you some stuff that boosts harvesting skills. Harvesting kits can be crafted by a woodworker or tinker, so you can hire someone to craft them for you if you can't buy from the broker. Others are quested, or faction purchases. CollectiblesThis is where you get the big bucks. Along the way as you harvest, you WILL see shinies, which you should nab. Don't neglect the lower zones: note the prices on some of the butterflies, ants, beetles, and spiders on the broker!Know your market! Not every shiny sells well on the broker. If there's more than two pages of broker listings for an item, it's probably better to sell it to a vendor for the 7 or 8c.HOWEVER, all collections have one rare item that drops less often than the others, and these can sell for plat. I have in the last two weeks sold ants, spiders, and beetle collectibles for 1p or more, and many others for 20-50g. I personally don't waste broker space on anything that sells for under 20g, YMMV.For a lot of the collections, you can use Ripchi's Collection Tracking Sheet to determine which items are rare, or no-trade. This is a really handy PDF file that you print out and use to track what collections you have, which you need, and what you are missing. It also indicates which items cannot be purchased on the broker, and tells you where the clicky is to go harvest the needed item yourself. I still use it even today. Crafting The crafting trades can make money. Again, the key is to know your market! Put up your "LFW" tag (Looking for Work". Occasionally advertise in level chat, just a quick "Level 32 Sage LFW! I got your mage and priest spells! PST!" Carpenters are the only tradeskill that can sell items from all tiers, because interior decorators don't care about tier, they're after appearance; and everyone needs boxes and sales crates. Provisioners can make surprisingly good money, but you want to make the best food/drink for each tier and sell that. Tailors make backpacks, which people need until/unless they can carry huge boxes. Mages in particular like the mastercrafted backpacks, which reduce weight, necessary if you have little strength.