I've said from day one of Overseer that the incapacitation chance actually works backwards from the way it should work. You should have the greater risk at lower category levels, and higher levels should have less risk, since you've put in the time to level up that category. For example, if you're doing a Harvesting task with Level 1 in Harvesting XP, then the listed incapacitation chance should apply. But as you level up in that category, the chance for something bad happening to an agent should be going DOWN, not remaining the same or becoming worse. That's the benefit of leveling up. Elite agents should only be incapacitated once in a blue moon if you've maxxed out that category XP. Instead, I regularly have 2-3 agents out of commission when a task finishes.