If you are considering de leveling because it takes too long to get AAs at 95 don't forget to factor in the amount of time that you would have to...
Except that's not really how it works when it comes to determining your chance to avoid an attack, which was the context of the example....
For what it's worth, you forgot 1 possible outcome in the second scenario. Your options would actually be: (H)(H), (H)(T), (T)(H), (T)(T) with...
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